How PayPal uses deep learning and detective work to fight fraud

#人工知能

Gigaom

Hui Wang has seen the nature of online fraud change a lot in the 11 years she’s been at PayPal. In fact, a continuous evolution of methods is kind of the nature of cybercrime. As the good guys catch onto one approach, the bad guys try to avoid detection by using another.

Today, said Wang, PayPal’s senior director of global risk sciences, “The fraudsters we’re interacting with are… very unique and very innovative. …Our fraud problem is a lot more complex than anyone can think of.”

In deep learning, though, Wang and her team might have found a way to help level the playing field between PayPal and criminals who want exploit the online payment platform.

Deep learning is a somewhat new approach to machine learning and artificial intelligence that has caught fire over the past few years thanks to companies such as [company]Google[/company], [company]Facebook[/company], [company]Microsoft[/company] and Baidu, and a handful of prominent researchers…

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